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Simon Young
Lead Editor at CasinoFinder
Lead Editor at CasinoFinder
Simon Young - Lead Editor at Casinofinder
Biography
Simon Young, our lead editor at CasinoFinder, brings a wealth of experience from his days as a national news editor and his role as Lead Editor at PokerStars. With a career that beautifully blends journalism and online gaming, Simon crafts top-tier, insightful content that Canadian players can trust.
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Latest Update:
Nov 28, 2024, 1:54 pm
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Find the Best Online Casinos to play Online Baccarat

Baccarat is one of the most popular casino card games. It’s been played in casinos for hundreds of years and still thrills and entertains players today.

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One of the factors that makes the game so popular is that the baccarat rules are quite straightforward. The objective of the game is to get as close to nine as possible without going over. You can bet on the player, the banker, or a tie. 

Of all the casino games, baccarat offers one of the best payouts. The banker’s hand wins roughly 45.8% of the time in this game. 

Online baccarat is offered at most online casinos in Canada. You’ll find different variations of the game to play – the main rules are consistent, but side bet options might differ.

Read on to find out about this classic casino game and what it has to offer.

Baccarat Cheat Sheet

BACCARAT CHEAT SHEET custom image

Understanding Baccarat Rules 

Baccarat is one of the oldest table games. Its roots can be traced back to Italy in the 1500s. It is said that Felix Falguiere created the game, naming it ‘baccara,’ which means zero in Italian. This refers to the fact that kings, queens, tens, and kings are all worth zero in the game. An ace is worth one.

In Baccarat, you bet on the banker, the player, or a tie. The goal is to get as close to a score of nine as possible without going over it.

The dealer will deal two cards to each player. Cards two to nine have their face value, while 10, Jack, Queen, and King have zero value. If the score of your two cards goes into double figures, the first digit is dropped. So, a total of 17 is recorded as 7.

How to Play Baccarat

Here’s a quick guide to baccarat betting.

In front of every player on the betting table, there are spaces for bets on the banker, player, and tie. 

You select the chips you want to use to make your bets

Then, place your chips in the appropriate position

If you’ve bet on the player and you win, your payout is double your bet

If you’ve bet on the banker and the banker wins, you’ll receive 95% of your bet

If you bet on a tie and a tie wins, it pays out at 8:1

The dealer will deal two cards face up to each player and themselves

The player who gets closest to nine wins

There are some combinations of hands where the dealer adds a third card – but while the conditions for this might be a little too detailed for this guide, you needn’t worry because the dealer does everything for you.

Although baccarat is a game of chance, there are various strategies you can use to help you get the most out of your playing experience, and we’ll cover these later in this article.

Popular Baccarat Variants

Over time, some interesting baccarat variants have developed. The objective of the variants is the same: to get as close to nine as possible without going over it. 

However, they can vary based on baccarat side bets, and there can be slight baccarat rule variations.

  • Punto Banco

    Punto Banco is another name for traditional baccarat. It is played with six to eight decks of cards and follows the gameplay described in the ‘How to play baccarat’ section. The player in this game is known as the ‘punto,’ and the banker is ‘banco.’ The objective of the game is to bet on whether the punto or banco will get closest to nine.
  • Baccarat Chemin de Fer

    This is one of the oldest variants of baccarat, and there are examples of it being played during Napoleonic times. In this game, players bet against each other instead of against the banker. Players take turns being the banker. The player on the banker’s right goes first, and then the banker position moves around the table clockwise.
  • Baccarat Banque

    This baccarat variant is only played with three decks of cards. Baccarat Banque is similar to Chemin de Fer, but this time, players don’t play against each other. Instead, they take turns to build their hands against the banker.
  • Baccarat Side Bets

    There are lots of side bets in baccarat. One of the best-known is the Dragon Bonus. This side bet lets you bet the player will win with a total score of eight or nine or by a certain margin. Another type of side bet is Panda 8, which is available in EZ baccarat. With a Panda 8, you can place a wager on the player’s and dealer’s hands, equaling eight. The payout on this bet is usually 15:1.
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Baccarat Strategies

While baccarat is essentially a game of chance, you can use quite a few strategies. These strategies are generally aimed at helping to guide you in the amount you wager on each bet to get you a net win over a playing session.

Most baccarat strategies use mathematical principles to give you a baccarat odds betting framework. You should never forget to gamble responsibly when following these systems, as some can lead to large losses.

The section below will look at three of the most well-known baccarat betting systems.

Martingale System

The Martingale System is one of the most widely used baccarat strategies. Many players also apply it to a variety of other casino games, like roulette.

Baccarat Martingale Strategy

The basic idea of this system is to double your bet every time you lose. In theory, when you win, you can recoup all of your losses. If you win, you should go back to your original bet amount.

While the Martingale System can lead to short-term gains, large losses are possible because the bet is doubled after each loss.

If you intend to use this strategy, it’s best to set sensible limits and stick to them. Set a budget so that you know when to walk away from the table.

Paroli System

This system is often called the ‘reverse Martingale.’ The Paroli System states you should double your bet every time you win. When you lose, you should go back to your original bet. 

Baccarat Paroli System visualized

However, betting on the banker is one of the best baccarat tips. This is because the banker has the smallest house edge of 1.06%. The bet with the largest house edge is the tie, which has a house edge of 14.36%, so it’s probably a good idea to avoid that bet.

D’Alembert System

The D’Alembert system involves increasing your bet by one betting unit after every loss and reducing it by one betting unit after every win.  

Baccarat D'Alembert System visualized

The first thing you need to determine with this system is how much you want the unit to be. It’s recommended that one unit shouldn’t be any bigger than 1% of your bankroll. If the bet unit is higher than this, you can risk losing your funds very quickly.

Choosing the Right Online Baccarat Casino

If you’ve ever tried to find online casinos that offer baccarat, you’ll know that there are plenty of choices. In fact, there are so many that it can be difficult to know which ones to join.

When our team is looking for baccarat casinos, we always consider several factors. Casino licensing is the first factor that we check. A casino must carry a license, which offers some reassurance that the casino is operating legally. 

For example, Energy Casino has a license from the MGA, a highly respected authority. Whereas Vave Casino carries a Curacao Gambling Control Board license, which is still high-regarded but less stringent.

We also check the casino’s reputation. Our team spends some time reading player reviews and other ratings of the casino. If we find any red flags, we include them in our reviews of the casinos.

Once we’re sure that the casino is legitimate, we look at the casino game selection. Some casinos offer thousands of games, and some offer a few hundred. However, it’s not just about the range of games on offer; it’s about the quality of the games. 

Ultra Casino, for example, offers around 500 games, while Lucky 8 Casino offers over 2,000. Both casinos have games from excellent providers. So, choosing between casinos like this really comes down to how you play. 

If you like to stick to the same sorts of games, then Ultra Casino is a good choice. But if you like to change games frequently, then Lucky 8 Casino could be a better fit for you. 

Another important factor to check is the casino bonuses. Casinos often offer excellent bonuses to reward new players for joining and to thank regular players for using the casino.

At the time of review, Spin Casino offers new players a massive $1,000 CAD welcome bonus, while Golden Tiger Casino offers a $1,500 new player bonus. However, Spin Casino offers games from a wide range of providers, whereas Golden Tiger Casino specializes in Microgaming games. 

Conclusion

Online baccarat is a fantastic game. The rules are straightforward, and the gameplay is fast and exhilarating. 

You can take a seat at many tables online, and if you’re new to the game, it’s worth starting by playing RNG versions of the game in demo mode. Reading a baccarat game review before you start playing can also help you to get the most out of the game.

Finally, when you play baccarat, always remember to set a strict budget and stick to it. Getting carried away with this quickfire game can be easy, so it’s vital to gamble responsibly and stay within your limits. 

 

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