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Blackjack Rules in Canada

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Ross Young
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Contributor at Casinofinder
Ross-Young-CasinoFinder-Editor
Biography
Ross Young is our talented wordsmith, bringing his sharp insights to CasinoFinder all the way from his home in Uganda, set between two stunning National Parks. Starting out with NGO work, Ross found his passion in writing, and now delivers honest, engaging content that helps Canadian players make the best gaming choices.
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Ross Young
Contributor at Casinofinder
Contributor at Casinofinder
Ross-Young-CasinoFinder-Editor
Biography
Ross Young is our talented wordsmith, bringing his sharp insights to CasinoFinder all the way from his home in Uganda, set between two stunning National Parks. Starting out with NGO work, Ross found his passion in writing, and now delivers honest, engaging content that helps Canadian players make the best gaming choices.
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Latest Update:
Nov 26, 2024, 11:55 am
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Blackjack is one of the most played card games globally, combining elements of luck and skill. You can play it at land-based casinos with thrilling sounds and under bright lights or, if you prefer, online blackjack in Canada. The aim is to land cards that total 21 with some of the most uncomplicated rules to grasp. 

Knowing how to play blackjack will elevate your gameplay and, in turn, your winning chances. Learning the basics before you take your seat at a virtual or land-based table means you can improve your game. Once you have mastered the basic rules, it is your first step toward developing more advanced strategies. 

It’s an opportunity to turn the odds in your favour as you pave your way to becoming a highly skilled player. Understanding what to do in various scenarios by making decisions based on your and the dealer’s cards at a glance means you won’t miss out on hitting winning hands. 

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Basic Objective of Blackjack

Your goal when playing blackjack is to hold a hand containing cards that total 21. Once the dealer has dealt everyone two cards, you have four options: stand, hit, split, or double down. 

If your cards exceed 21, you’ve busted and lost your bet and must wait for the next round to try again. When playing live dealer blackjack online or at a land casino, you will play alongside other players. 

However, the other players do not affect your game in any way. The game is solely played against the dealer, and the other player’s hands have no bearing on yours and vice versa. 

Blackjack Card Values

Another step to know is the value of each card. You will find three types of cards that hold various values:

  1. Number Cards: The cards with numbers two to ten retain their face value. 
  2. Face Cards: These cards consist of the king, queen, and jack and are worth 10.
  3. Aces: An ace can count as an 11 or a 1. If you hold a hand, for example, a queen and an ace, it is an instant blackjack, and you’ve won. 

How to Play a Round of Blackjack

So, how does a round of blackjack play out? Here are the basics to be aware of:

01

The Deal

The game starts with the dealer giving you and the other players a face-up card. They then give everyone second-up cards. At the end of the deal, your two cards will be face up, while the dealer will have one up and one down card.  

02

Player’s Turn

Now that you have two cards, it is time to make your decisions based on what you hold and by deciding on the following:

  • Hit: Take another card from the dealer to increase the value of your hand.
  • Stand: Do not take more cards and stick with your current hand value.
  • Double Down: Double your bet amount and receive one more card, after which you must stand. 
  • Split: If your first two cards have the same value, such as two fives, you can split them into two hands. You must fund the split with another wager of the same value as your first bet.
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Dealer’s Turn

Once you’ve made your decisions, the dealer will reveal their face-down card. They must hit until their hand reaches at least 17, and with some rules, they must even hit on a soft 17, i.e., including an ace counting as an 11. 

Winning and Losing in Blackjack

Once the dealer has revealed and finished taking their cards, the blackjack rules for winning or losing include the following conditions:

  • You will win if your hand is closer to 21 than the dealer’s. Let us say you hold a hand of 20, and the dealer stands on a 17. You’ve won the round. 
  • If you hit a blackjack, an ace (counting as 11), and a 10-value card on your first two cards, you win with an increased payout of 3:2. Again, this payout alters depending on the variation, but it is the most common payout. 
  • If your hand goes higher than 21, also known as a “bust,” you lose, no matter the dealer’s outcome.
  • You will lose if the dealer’s hand is closer to 21 than yours.
  • The last possible outcome is a push, also known as a tie. In this scenario, you and the dealer hold the same value hand, and you don’t win, but you do receive your initial bet back. 
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Important Blackjack Rules

This section on how to play blackjack may seem complicated, but once you have played a few hands, you’ll soon get to grips with these rules.  Here are some crucial blackjack rules to consider: 

Doubling Down

You have an advantage over the dealer when you double down with a solid hand. However, it will cost you double your bet. A good example is when the dealer’s up card shows a low-value card like a four or five, and your two cards add up to ten or eleven. If you get dealt a ten-value card, you have a good chance of hitting blackjack. 

Splitting Pairs

If you get dealt two cards of the same value, known as a pair, you can break them into two separate hands, which will cost double your original stake. Once you have split your hand, each hand is independent of the other, and you can choose to split, stand, double down, or hit. You can only split once per round if you get dealt more pairs. 

Another blackjack rule to be aware of is that you split Aces, as many casinos will only allow you to request one more card. If you land a 10-value card, it will count as a 21 and not a natural blackjack, which is where you get a blackjack on your first two dealt cards. 

Surrender

In some blackjack versions, if you feel the dealer has a strong hand and yours could be better, you can forfeit half your bet and end the hand early without taking any more cards. It softens the blow when you don’t feel you can beat the dealer’s cards without losing your entire stake. 

Insurance Bet

You can place an insurance bet if the dealer’s face-up card is an ace. The chances of the dealer landing a 10-value card are high, and it usually costs you half your stake to offer you some protection. If the dealer has a blackjack, you will receive a 2:1 payout, but not if they beat you with anything less. It is not a recommended bet, as the house edge is high.

Blackjack Variations and Their Rules

When playing blackjack, you’ll find many variations. Knowing each one’s blackjack rule is essential, and we’ve included the main ones you’ll come across below:

01

Classic Blackjack

The dealer will issue two face-up cards to all players and one face-up and one face-down card to themselves. The rules are standard, aiming to hit the hand of 21 or as close to beating the dealer. You can hit, split pairs, double down or stand. A standard win pays out 1:1, while a winning hand with blackjack pays out 3:2.

02

European Blackjack

With the European variation, the dealer only receives their face-up card and draws their second card after each player has taken their turn. You can only double down on numbers nine, ten, or eleven, and there is no hole card, meaning the dealer can’t check for blackjack until you’ve had your go.

03

Vegas Strip Blackjack

This version’s specific blackjack rule is that the dealer must stand on all 17s, whether they are hard or soft hands. You can double on any first two cards and double after splitting pairs.

04

Spanish 21

This version has special blackjack rules. The first is that all the 10-value cards are removed from the decks. You can double down three times and double after splitting. It also offers bonus payouts on some hand combinations. These include getting a blackjack with five or more cards.

05

Pontoon

It’s another version with many similarities to blackjack, but both dealer cards get dealt face down, and you can only win with a hand of 21, known as a Pontoon. You can buy cards to improve your hand; the dealers must stand on soft 17s. 

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House Rules that Affect Gameplay

The blackjack rules vary between games and land-based casinos. It can change the house’s edge and your winning chances, so knowing the main differences to look out for is recommended. Here are some things to be mindful of:

Number of Decks

Whether playing online blackjack in Canada or at a brick-and-mortar casino, the number of decks used can change the house edge and your strategies. 

You’ll find between one and eight decks. A single deck has the lowest house edge of approximately 0.15%, and it will be easier to count the cards.

A double-deck table still offers a low house edge of around 0.35% to 0.40%. Using four to eight decks increases the edge from 0.50% to 0.60%, making card counting more challenging. 

Dealer’s Play

The dealer must either stand on soft 17 or higher or hit soft 17, which means they only stand on hard 17 or higher.

A soft 17 is a hand with an ace that can’t bust if you choose to take another card. A hard 17 may or may not contain an ace, but you could bust if you take another card. The dealer must stand on a soft 17 or higher, which works in their favour and increases the house edge. 

Payout for Blackjack

The payout is 3:2 for a natural blackjack in most instances. A standard win pays 1:1 and, in rare cases, a higher rate of 2:1. However, some casinos also have a lower rate of 6:5, reducing your value and increasing the house edge.

“Re-Split” Rules

Some casinos allow you to re-split pairs, while others don’t. You can have unlimited re-splits with some, offering you a more strategic game. At others, you can only split once or twice. Some allow ace splits, and some don’t, which can significantly affect the house edge and your strategies. 

Check out our blackjack cheat sheet for the best advice.

Blackjack Table Etiquette and Tips

We want to highlight other considerations for learning the rules of how to play blackjack like a pro:

Casino Etiquette

When heading off to a casino among other players, there are some basic rules of etiquette to follow. You must use the hand signals to indicate if you want to hit, stand, split, or double down. You shouldn’t touch your cards in face-up games, and do not hand the money to the dealer. Place it on the felt in front of you. 

Dealer’s Role

The dealer’s primary role is to manage the game flow and dealing the cards. They ensure the players abide by any rules and will collect losing bets and pay out winning hands. They cannot offer you any strategies but can explain the rules. 

Tips for Beginners

We recommend playing the online blackjack Canada demo versions if you are new to the game. It won’t cost a thing, and you can’t win anything, but you can get to grips with the rules at your own pace. Another tip is to start with low-stakes tables when playing for real money to avoid depleting the bankroll in a few hands.

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Basic Blackjack Strategy

Many players use blackjack strategies to increase their winning chances as follows:

  1. Using a Blackjack Strategy Chart: These charts will help you make wise and statistically correct decisions for every hand combination based on the dealer’s up card and your hand. It reduces any guesswork and mistakes and improves the long-term results. 
  2. When to Hit or Stand: Always hit if you have a hand of eight or lower, stand on hard 17s and higher, and hit on 12 to 16 if the dealer shows sevens or higher. 
  3. When to Double Down: Double down if your hands total 10 or 11 and the dealer’s up card is weaker.   
  4. When to Split Pairs: The strategy is to split eights and aces, but never tens or fives. Split fours if the dealer’s card is five or six. 

Live Dealer Blackjack and Online Blackjack

When you play blackjack, you can choose to play online or at a land-based venue. You will join other players with a real dealer when playing live online blackjack in Canada. These games are streamed in HD graphics via a live stream, and you can interact with the dealer and other players. 

Online blackjack without a dealer uses random number generators, meaning the games have been certified for fair play. Live dealer blackjack also offers much faster games than on land, and some variations include Speed Blackjack for even quicker play. 

If you want to find some of the best sites to play online blackjack, we’ve got some top casino recommendations in Canada. Even better, when you play online, you can claim welcome bonuses and ongoing promotions, which you generally won’t find at land-based sites. 

Common Blackjack Mistakes to Avoid

As a newbie blackjack player, it is crucial to avoid mistakes, which can be costly, by following the same basic tips:

  • Taking Insurance: Although the payout is higher with insurance bets, they are hard to hit, and the house edge is significantly in the casino’s favour, so avoid these. 
  • Not Using a Strategy Chart: A basic strategy chart will decrease the house edge, as it helps you to make informed, consistent decisions about when to hit and stand.
  • Chasing Losses: When you start, choose your bet size to suit your budget and stick to it. This is the best way to follow effective bankroll management and never chase losses. 

Responsible Gambling in Blackjack

While gambling is all about fun and entertainment value, it is easy to get swept up in the excitement, which can cause problem gambling. Online blackjack Canadian casinos offer ways to set limits for a specific period based on the time and money you spend to keep gambling responsible. 

If you find yourself spending money you cannot afford and neglecting other areas of your life, then it’s time to seek help. Many valuable organizations, such as the Responsible Gambling Council, can assist you in managing and controlling your gambling and keeping it safe and you out of harm’s way. 

Conclusion

Although blackjack is a simple game, it does require some skill and proper strategies to reduce the house edge. Know when to hit, stand, split, or double down, and use basic charts for optimal play. With some practice, you can master these fundamental strategies and improve your table odds.

Ready to test your skills? Sign up at one of our recommended top Canadian online casinos that offer blackjack and claim extra playtime funds with generous welcome bonuses when you join. Good luck at the tables!