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Blackjack Cheat Sheet

Liam Blackley - Contributor at Casinofinder
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Liam Blackley
Contributor at Casinofinder
Contributor at Casinofinder
Liam Blackley - Contributor at Casinofinder
Biography
Liam Blackley is a valued contributor at CasinoFinder, bringing a Canadian perspective from his home base in Toronto. With five years of experience writing for top iGaming voices across Canada, the US, and the UK, he knows how to engage readers with expert reviews and insider insights. Liam’s portfolio spans major brands like Nintendo and Woojer, adding depth to his writing. Outside of work, he enjoys a good poker game with friends, always ready for the next hand.
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Latest Update:
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As a casino fan, you’ve probably come across blackjack at land-based and online casinos. You might have heard about blackjack strategy and reducing the house edge to give yourself a good chance of winning.

But maybe you’re not quite confident enough to give blackjack a go just yet – that’s where our blackjack cheat sheet comes in. Our guide will provide insights into how you can make the best possible decisions when you’re at the blackjack table and simplify strategy for beginners and intermediate players.

Using a blackjack cheat sheet will help you make good decisions when playing. Depending on the cards in your hand and the dealer’s up card, you’ll need to decide whether to hit, stand, or double down.

The quicker you can master basic strategy, the better your chance of bagging a blackjack win at a Canadian online casino. Read on to learn how to use our blackjack cheat sheet to your advantage.

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Understanding Blackjack Basics

The objective of blackjack is straightforward: you’ll be trying to get a hand as close as possible to 21 and closer to 21 than the dealer’s hand.

But beware – you’ll bust and lose immediately if your hand goes over 21. Depending on the two cards in your initial hand, you’ll need to decide if you want to stand and stick with what you have, take another card, double your stake, or split your hand into two. 

Card Values

Blackjack card values are easy to understand because most cards equal their face value. Here’s what each card is worth:

  • Number cards (2 – 10): Face value
  • Face cards (jack, queen, and king): 10
  • Ace: One or 11, depending on the other cards in your hand

How the Dealer Plays

The dealer needs to follow specific rules, some of which are the same in all game variations, while others can vary. The dealer must continue to hit until their hand totals at least 17. Many tables also use the soft 17 rule, which states that the dealer must hit if they have an ace and a six. Understanding the dealer’s play and knowing what to do based on their up card will help you master your strategy. 

Blackjack Cheat Sheet Chart (Downloadable)

Without further ado, let’s look at a basic blackjack cheat sheet that you can use next time you play:

How to Use the Cheat Sheet

You can follow these easy tips for using the cheat sheet:

  • Always keep it visible on your screen or a printout.
  • Get familiar with the chart before you start playing.
  • Start with low bets so that you can test your strategy.
  • Review your wins or losses to refine your strategy.

How a Blackjack Cheat Sheet Works

A blackjack cheat sheet tells you exactly what to do in specific scenarios. For example:

  • When to hit: Hit when your hand is weak, and the dealer’s up card is strong. 
  • When to stand: Stand when your hand is strong and the dealer’s up card is weak. 
  • When to split: If you have a pair, split your hand into two if it’s advantageous to do so. 
  • When to double down: Increase your bet when the odds are in your favour in exchange for one more card. 

How to Use a Cheat Sheet

Referencing a blackjack cheat sheet during gameplay is easy, especially if you play online. Here’s how to do it:

  • Look at your hand and see how much your total is.
  • Look at the dealer’s up card.
  • Locate the combination on the cheat sheet grid.
  • Make your next move based on the suggestion given.

Why Cheat Sheets Work

Blackjack cheat sheets have been honed over the years to guide players in making the best possible decision based on their hand and the dealer’s up card. Cheat sheets are based on proven statistical outcomes of all the different combinations of hands, so while they don’t guarantee that you’ll win, they give you a better chance of reducing the house edge and landing a win. 

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The Blackjack Cheat Sheet: Key Decisions

When to Hit or Stand

One of the most critical decisions blackjack cheat sheets can help you make is whether you should hit or stand. There are some general guidelines you can expect to see on any cheat sheet:

  1. Always hit on a hand of eight or lower: This hand won’t win, and you can’t go bust, no matter how high your next card is. 
  2. Stand on 17 or higher: There’s a good chance you’ll bust if you take another card, so stick with what you have. 
  3. Hit on a soft 17 or lower: A soft 17 (ace + six) can improve without the risk of busting, but you might choose to stand if the dealer shows a weak card (two to six).
  4. Hit if the dealer shows seven or higher: The dealer is likely to make a strong hand, so it’s a good idea to hit to improve your odds of winning.

When to Double Down

If you’re confident about your chances of winning at blackjack, you might want to increase your bet amount to increase your potential winnings. 

  1. Double down on 11 against a dealer’s 2-10: If you already have 11, you’ll have a good chance of landing 21 or another strong hand.
  2. Double down on ten against a dealer’s 2-9: A 10 is a strong hand and gives you the chance of getting 21 if you draw an ace. 
  3. Double down on nine against a dealer’s 3-6: A nine can improve into a much stronger hand with just one additional card, giving you a good chance of beating the weaker hand. 

When to Split Pairs

In some game versions, you can split your hand into two identical hands, giving yourself twice the chance of winning. Here’s when it’s a good idea:

  1. Split aces and eights: Splitting aces increases your chances of getting 21, while splitting eights can turn a weak hand into two potentially stronger ones.
  2. Never split tens, fives, or fours: Splitting these hands reduces their value and lessens your chances of winning.  
  3. Split twos, threes, sixes, and sevens against weak dealer cards (2-6): When the dealer has a potentially weak hand, splitting your hand can give you double the chance to win.

When to Surrender

Surrendering in blackjack allows you to “give up” and regain half of your stake. It’s a good option in some scenarios like these:

  1. Surrender with 16 against a dealer’s nine, ten, or ace: A hand totalling 16 puts you in a weak position, and if the dealer has a strong up card, they’re likely to win.
  2. Surrender 15 against a dealer’s 10: This is very similar to the above – in short, your hand is weak, and the dealer’s is likely to be stronger. 

Blackjack Cheat Sheet for Different Game Variants

a dealer at a blackjack table in a casino mockup

Classic Blackjack

Classic blackjack is the most common form of the game in Canada, and that’s what our cheat sheet is based on. All you have to do is look up the combination of your cards and the dealer’s up card to see what you should do. 

European Blackjack

In European blackjack, the dealer stands on a soft 17, and the player can only double on hard 9, 10, and 11. If you have a soft hand, you’ll need to hit or stand rather than double, so the exact cheat sheet you use might vary. 

Multi-Deck Blackjack

While the overall strategy remains the same, you might want to be more conservative in doubling down on sure hands. The odds of getting a hand totalling 10 are slightly lower, and the house edge also slightly increases with the number of decks, so you’ll want to pay even more attention to your cheat sheet. 

Live Dealer Blackjack

The most important thing to know is that each live dealer game has slightly different rules, so check these in advance. You should take a good look at the cheat sheet in advance and make sure you know what to look for so that you can make decisions quickly during gameplay. If you’re playing on your mobile phone, you may prefer to print a copy of the cheat sheet so that it’s easier to see. 

Why a Blackjack Cheat Sheet is Legal and Ethical

Using Cheat Sheets Online

At this point, you might wonder if using a blackjack cheat sheet is even legal, and that’s a fair question. The good news is that no matter where you are (Canada included), you can use a cheat sheet when you play blackjack online. It’s not considered cheating, as it doesn’t help you manipulate the game in any way. Using a cheat sheet is simply a way of making blackjack a little easier for less experienced players. 

House Edge vs. Cheat Sheets

Any form of gambling will have a house edge – that’s how the casino makes money. But by using a cheat sheet effectively, you can reduce the house edge significantly, giving yourself a better chance of winning. 

Advantages and Disadvantages of Using a Blackjack Cheat Sheet

Pros
  • It helps to reduce the house edge in the game.
  • It helps new players make the best possible decisions.
  • It’s a quick and easy way to master a basic blackjack strategy.
Cons
  • There’s no guarantee of winning, as blackjack still involves chance.
  • It may limit the development of your own strategy.
  • It doesn’t account for special rules or variations.

Advanced Blackjack Strategy: Beyond the Cheat Sheet

01

Card Counting

You might have heard of card counting at land-based casinos, and while it is a technique that might work in some cases, it’s not one we’d recommend. Card counting takes years to master, and it’s largely frowned upon. Card counting is also ineffective when playing online, as virtual blackjack uses Random Number Generators, and the cards are shuffled all the time, making it impossible to keep track accurately. 

02

Bankroll Management

Effectively managing your bankroll is just as important as using a cheat sheet. You should note the amount of money you have available to spend before you start playing and use this figure to decide the size of your bets. For example, start betting 1% or 2% of your bankroll each time. If you feel confident and have had several wins, you might want to increase your stake to increase potential winnings. 

03

Betting Systems

There are a few key betting strategies that you can use to try to increase your chances of winning at blackjack and maximize the wins you get. One example is the Martingale Strategy, where you’ll double your stake amount every time you lose, with the aim of recouping losses if you have a big win. 

The Paroli method, on the other hand, increases bets after wins to capitalize on winning streaks. Different strategies, like the Fibonacci, use a particular sequence of numbers to minimize losses. If you’re new to blackjack, you can use the cheat sheet to complement these strategies, giving you a better chance of winning. 

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Common Mistakes to Avoid While Using a Cheat Sheet

Relying Solely on the Cheat Sheet

It’s important to remember that while a cheat sheet will help you make good decisions, it’s not a guarantee of winning at blackjack. You should use a cheat sheet as a guide to how you should play, but also keep in mind that the casino always has the edge, so you should gamble responsibly and manage your bankroll efficiently. 

Ignoring Bankroll Management

Some players tend to get too confident when using a cheat sheet and start placing large bets immediately. This is a surefire way to lose money, so you should carefully track your bankroll. You might want to be more conservative with the size of your stake, especially if you’re a new player. 

Overcomplicating the Strategy

Using complex strategies (like Martingale) can be dangerous if you’re relatively new to playing blackjack. If you overcomplicate things, you’re likely to get confused or make poor decisions, so it’s better to keep it simple and use the cheat sheet as your main guide. 

Where to Play Blackjack Online in Canada

You’ll find blackjack at almost all Canadian online casinos, but a few stand out from the competition. These are our top three blackjack casinos: 

01
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Mobile-Friendly Blackjack

All modern Canadian casino sites are mobile-friendly, so you’ll have no trouble enjoying the game while you’re on the go. Some sites have downloadable mobile apps where you can enjoy the full selection of games, while others leverage HTML5 technology to allow you to play directly in your browser.

If you’re playing on your mobile, you might want to print out your blackjack cheat sheet to make it easy to check while running the game on your phone. We have a few suggestions for the top mobile blackjack casinos, like these:

  • BitVegas
  • BingoBonga
  • PlayZilla
  • 1Red
  • Zoome Casino

Live Dealer Blackjack for Canadians

Playing live casino games is like playing in a real casino, but checking your cheat sheet is much easier. You’ll have more than enough time to make your next move, so you can consult the cheat sheet by bookmarking this page or saving a shortcut to your desktop. Just like in other versions of online blackjack, there are no rules against using a cheat sheet in live dealer blackjack. 

These are a few of our top casinos for live blackjack:

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Practice Blackjack for Free Using the Cheat Sheet

If you’re starting with online blackjack, even our cheat sheet might not give you the confidence to play for real money. You might want to use some simulations to explore demo mode or free play options at your preferred online casino. Even if you’re playing for free, virtual money, you can use the cheat sheet to help you make the right decisions. The more you play, the more comfortable you’ll get with the game. 

Where to Find Free Blackjack Games

These top Canadian casinos allow you to play blackjack for free in demo mode:

  • Golden Star
  • Slot Hunter
  • N1 Casino
  • PlayZilla

Responsible Gambling and Using Cheat Sheets

Set Limits

Even when using a blackjack cheat sheet, there’s no guarantee that you’ll win, so it’s still essential to set a budget and stick to it. You might want to use the online casino’s tools to set daily, weekly, or monthly deposit, loss, or wagering limits to help you stay in control. 

Recognize Gambling Risks

It’s important to remember that no matter how “good” you are at blackjack, the game is still primarily based on chance, just like most other forms of gambling. You should remember that you might lose more often than you win and always stay in control of your spending. 

Gambling Resources in Canada

If you’re experiencing gambling problems or you think you might be at risk, there are several helpful organizations you can contact, like these:

Conclusion

While blackjack is based on chance and variance, using a cheat sheet can help reduce house edge by allowing you to make more informed decisions. 

In theory, this should lead to more favourable outcomes. The more often you play blackjack – even the free versions – the more you’ll begin to master your strategy, especially if you follow a cheat sheet closely. You might even set yourself up for a nice win. 

If you’re ready to try your luck at blackjack, the next step is to sign up at one of our recommended online casino sites. Remember to claim your welcome bonus to boost your balance right from the start, and don’t forget you can consult your blackjack cheat sheet at any time.